2012年1月7日星期六

Health insurance is intended to serve as protection against major

The portability of individual medical cover and protection of confidential medical information of patients are two primary objectives of the Health Insurance Portability and Accountability Act that was passed as a federal law in 1996.

What so many of my clients seem to overlook is that health insurance is intended to serve as protection against major, catastrophic and potentially life-changing events. Heart attacks. Cancer. Stroke. Extended hospital visits. Child birth; these are all examples of why any of us purchase health insurance in the first place.

There should not be any unauthorized access to the protected information of patients and only individuals who are authorized by the covered entities should be able to access the information. This will help prevent misuse and fraud.




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